PENTINGNYA LITERASI KEUANGAN DAN KONTROL DIRI TERHADAP PENGELOLAAN KEUANGAN UNTUK MASA YANG AKAN DATANG (STUDI KASUS PADA PELAKU UMKM DI KADILANGU, JAWA TENGAH)

Abstract

In the economy, finance is one of the important aspects needed for all economic sectors, one of which is in the Micro, Small and Medium Enterprises (MSME) sector. Financial management is an important part of overcoming economic problems. Managing finances requires good knowledge and understanding of one's own finances. Self-control is also needed in financial management. During the covid-19 pandemic, there were several MSME players in Kadilangu, Central Java who sold their shops and there were also several MSME players who could still run their businesses. This encouraged researchers to conduct research to determine the level of financial literacy and self-control in MSME players in Kadilangu, Central Java and identify financial management carried out before and after the Covid-19 pandemic. The method used in this research is qualitative, secondary data type with observation data collection techniques and unstructured interviews with one of the MSMEs in Kadilangu. The results showed that the level of literacy possessed does not affect financial management but good self-control affects financial management.