REVITALISASI FINTECH DAN LAYANAN KEUANGAN: INOVASI MENUJU EKONOMI DIGITAL GUNA MENCAPAI PERUBAHAN YANG BERKELANJUTAN

  • Mirnawati Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Mataram
  • Rizka Fitriani Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Mataram
  • Riska Mauliana Wiranti Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Mataram

Abstrak

The role of inclusive finance in the fintech era in the Islamic banking system will improve the quality of inclusive financial management. Financial technology is developing to support Indonesia as the largest digital economy by 2024. The Indonesian government is required to empower unbanked communities in remote areas through fintech. Fintech helps improve the quality of Islamic banking financial management and is an innovation in financial services. Revitalization of fintech and financial services is important in the transformation of the economy towards sustainability. Fintech and financial services support the digital economy by facilitating access to financial services for the public. Challenges in fintech revitalization include data protection, online transaction security, proper regulation, and adequate digital infrastructure.
Diterbitkan
2025-08-23