Peran Lembaga Keuangan Mikro Terhadap Pengembangan UMKM Di Kota Pekalongan

  • Kamalina Din Jannah Fakultas Ekonomi Universitas Pekalongan
Keywords: Microfinance Institutions, Baitul Mal Wa Tamwil, superior products


Sharia Microfinance Institutions have grown and developed well in the last 10 years in Pekalongan City. The study was intended to determine the important role and main share of non-bank microfinance institutions namely Baitu Maal Wa Tamwil (BMT) to the public in general and particularly MSME players that produce regional superior products in Pekalongan City and its surroundings. The research method uses survey research with the results that based on the research carried out the role of BMT in small businesses in Pekalongan city has not been felt by some people represented by 37% of answers stating they do not know the role of BMT for their business. While 28% of them state that BMT as a microfinance institution has a role for the development of small businesses in Pekalongan city even though it is not yet optimal. Then those who said they had never felt the role of BMT in developing their businesses amounted to 16%. While a small portion of the community represented by respondents' answers by 19% had felt the function and role of BMT for their business development.